If you have a SUD, there is a good chance that you have an underlying mental condition. People who become dependent on alcohol or drugs have frequently started misusing substances as a way to medicate themselves.
According to the Journal of the American Medical Association, 37% of alcohol abusers and 53% of drug abusers also have at least one serious mental illness. This is a co-occurring disorder, also known as a dual diagnosis, and both disorders must be treated at the same time.Contact Us Today
One of the many important aspects of both the Affordable Care Act and the Mental Health Parity and Equity Act is to make sure that health plans and insurers offer substance use disorder and mental health benefits. And these benefits must be equal to or better than the coverage for surgical and general medical care.
A survey by the American Psychological Association found that nearly 90% of Americans had not heard about the MHPAEA. This law applies to most employer-provided plans and individual plans bought through the new federal and state health insurance exchanges.
All plans must cover:
Depending on your state and the health plan you have, some behavioral health benefits may vary. Some providers cover part or all of the costs of rehab so you can get the help you need to get and stay sober.Contact Us Today
This might surprise you, but you have more coverage than you think. Usually, health insurance for addiction
treatment will cover the following at approved facilities:
Most people require medical detox. This means you will stay in a detox facility while you get the drug or alcohol toxins out of your system. If you experience extreme withdrawal symptoms from some drugs and alcohol, you’ll receive medical supervision through the detox period.Read More
You will live at the treatment facility in safe and secure surroundings with 24-hour medical supervision. This program is important for people with a severe addiction and a possible co-occurring mental issue.Read More
If you participate in an outpatient program, you will live at home and attend counseling and therapy sessions at the facility during the day. This is good if your addiction problem is not severe or if you have already completed a more intense level of care.Read More
As mentioned previously, it is critical for co-occurring mental health and substance use disorders to be treated together. Failure to do so will make the untreated condition get worse.Read More
After completing a treatment program, people should keep attending therapy sessions. This is a major aid in preventing a relapse. Some people who feel they aren’t ready to go back to living a substance-free life will enter a sober living home. They will reside with other recovering addicts in a drug-free residence with structured rules and mutual support.
Some addictions require medication to maintain sobriety for some time. This helps typically to prevent cravings and ultimately, a relapse.
Getting denied for mental health or substance use treatment is frustrating. Part of what makes it so stressful is the terminology insurance companies use. Some of the most common terms are:
If you are denied coverage, you may appeal the decision. Remember, mental parity is the equal treatment of mental and other health conditions under insurance plans. Most health plans are required to follow federal and state parity laws.
You will need to check your coverage or let us check for you. We can relieve some of the stress you may be experiencing at this time. Different companies cover different levels of treatment services, and we are glad to help you sort it out.
We have insurance and admissions specialists that can help you arrange for financing of your rehab at Harmony Ridge.
Deciding on treatment is a major life decision. We are glad you are going to take care of yourself or help a loved one. Our dedicated staff will make you and your recovery a priority with treatment programs specifically for you.
Our facility is located in the beautiful Mid-Ohio Valley with 50 acres of peace and serenity so you can truly concentrate on getting well. Contact us today. We are always here for you.